Pricing | Houston Shield Insurance

Plans

Coverage Tiers for Every Stage

Premium amounts vary by risk, location, and carrier filings. The tiers below illustrate typical service bundles — final pricing appears in your personalized proposal after underwriting review.

Essential Shield

$89/mo*

*Illustrative starting point for bundled personal lines.

Home or renters base limits
Auto liability at state minimum plus upgrade consult
Annual policy review call
Digital document vault
Email-based service requests

Choose Essential

Family Advantage

$149/mo*

*Most popular for households with dependents.

Enhanced home & contents limits
Two vehicles with comprehensive options
Term life illustration included
Named advisor year-round
Claims filing assistance
Beneficiary update reminders

Choose Family

Executive Portfolio

Custom

For business owners & high-net-worth needs.

Commercial package or monoline portfolio
Umbrella limits up to carrier max
Schedule fine art, jewelry, collectibles
Quarterly risk strategy sessions
Priority certificate turnaround
Cyber and EPLI consultation

Request Proposal

Insurance premiums depend on many factors, including prior losses, credit-based indicators where permitted, construction type, driver records, and selected deductibles. Houston Shield Insurance does not guarantee the illustrative rates above; they are provided to help you compare service levels before a formal quote.